Service quality, customer satisfaction, customer trust, and loyalty in an e-banking context

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Po-Young Chu
Gin-Yuan Lee
Yu Chao
Cite this article:  Chu, P.-Y., Lee, G.-Y., & Chao, Y. (2012). Service quality, customer satisfaction, customer trust, and loyalty in an e-banking context. Social Behavior and Personality: An international journal, 40(8), 1271-1284.


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In this study a research model was proposed to examine the relationships between service quality, customer satisfaction in, customer trust of, and loyalty to Taiwanese e-banks. Questionnaires were completed by 442 respondents who had experience with e-banking and data were analyzed using partial least squares structural equation modeling. It was found that e-banks must focus on service quality to increase customer satisfaction and trust and to obtain customer loyalty. Implications are discussed in relation to e-bank management.

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